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Your trusted partner for loans, credit cards and bank accounts in Germany
Check your loan options without obligation and compare offers – completely free.
✅ Access to 15+ trusted partner banks in Germany
✅ Clear comparison of offers – transparent, no hidden fees
✅ Our service is 100% free – we are paid by the banks
✅ Years of expertise and hundreds of satisfied clients
Loans in Germany – made simple
Apply in just a few minutes and receive loan options from our partner banks – free of charge and without obligation.
Loan amounts from 10,000 € up to 100,000 € Flexible repayment terms up to 120 months Fast and secure online application Completely free and without obligation
🏦 Our Partner Banks:
👉 We work with trusted banks such as Targobank, Santander, Deutsche Bank, DKB, PSD Banks, Consors and many others.
Basic Requirements:
⚠️ A positive Schufa record (no negative entries)
⚠️ Regular monthly net income of at least €1,800
⚠️ Residency in Germany for more than 1 year
Other conditions may vary from bank to bank – our role is to find the best possible financing option for you.
If you do not meet these requirements, you can still apply for a credit card of your choice.
How it works – 4 steps (mini-process):
1️⃣ Fill in the request form
2️⃣ Receive loan options from our partner banks by e-mail
3️⃣ Choose your preferred offer and sign online or by post
4️⃣ Once approved, the money is transferred directly to your bank account
Credit cards in Germany – choose the one that fits you best
From free everyday cards to premium solutions – apply online in just a few minutes, without unnecessary paperwork.
Wide selection of the most popular and top-rated credit cards Most cards are free of annual fees Flexible repayment options – including installments 100% online application – no need to visit a branch
A wide selection of 20+ credit cards – all in one place. Compare the features and benefits to find the card that suits you best.
Open a new bank account – quickly and 100% online
Whether you are switching your bank or opening a new account, you can compare the best options available in Germany and apply online in just a few minutes – without paperwork or long waiting times.
Free current accounts available with many banks Online banking and mobile app included Some banks offer interest on account balances Low overdraft (Dispo) interest rates with selected banks
A wide range of bank accounts – all in one place. Review the benefits and choose the account that best matches your lifestyle and financial needs.
Why choose KreditMaster?
Fast, free loan check – Schufa-neutral
Get a response within 24 hours – know your options immediately
Wide choice of credit cards and bank accounts – all in one place
Refinance existing loans – lower your interest rate and monthly payment
Support in English, Croatian, Serbian and Bosnian – clear and straightforward guidance
🔒 SSL Encryption
Your data is protected with the highest security standards.
🛡 GDPR Compliance
We operate in full accordance with European data privacy regulations.
🏛 IHK Registration (34c)
Officially licensed credit intermediary in Germany.
Quick Contact!
Fill in your details and we’ll get back to you in record time!
Frequently Asked Questions
No. We perform a Konditionsanfrage, which is simply a request to the bank to see if they would make a loan offer and under what terms. This does not impact your SCHUFA score.
Once we receive your completed form, you will get a response within 24 hours (on working days).
Processing times vary from bank to bank, but on average it takes between 2 to 7 business days.
The contract will be sent to your home address by post or via email, depending on your preference. The agreement is signed directly with the bank whose offer you choose.
For the loan check, the last 3 payslips are sufficient. For non-EU residents, a valid Aufenthaltstitel (residence permit) is also required.